Tag: debt free
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Finance Friday: Quarterly Goals & Cash Envelope Stuffing
It’s time to make your money work for you and know where it’s gone versus wondering where it went. I know I can’t be the only one in a significant amount of debt and feeling like I’m drowning. I did the cash envelope system in 2020 and I’ve finally brought it back. I’ve already saved…
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Finance Friday: My 5 Step Process for Budgeting
1. Write out all known bills and group spending in categories? I know some people may say write out your income first, but most of us know how much we bring in monthly. What is often unknown is how much we spend monthly. You may be surprised to see how much you are spending in…
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Finance Friday: Debt Snowball
I’ve done the debt snowball approach to pay off debt before and had great success with it. The debt snowball has you list all your debts from the smallest to the largest amount. You then work on paying off the smallest amount and do the minimums or close to the minimum on the other debt.…
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Finance Friday: Biweekly Budget
I am the queen of writing out my budget every week and not looking at it again until I have totally blown through my paycheck. Oh, there’s a Hello Kitty clock my daughter wants! Swipe. Oner Active just dropped some new merchandise I have to have! Swipe. It really won’t matter if I eat out…
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January Goals
It’s hard to believe that January is almost over! I’ve been crushing some of my financial goals but not doing so well with my personal goals. I wanted to blog weekly, but somehow I’m three weeks behind. I have been reading a lot more. I’ve actually completed a book that I loved, and I’m currently…